WELCOME

Finance

It’s not uncommon for businesses to endure periods where income doesn’t meet expenses. The same is true for our employees. In keeping with our practical and ethical values, ERMA has partnered with three unique providers of business capital. Instead of hyping a predatory, high-interest business loan, We at ERMA feel these three unique financing options can benefit our members by helping as much as is needed to keep working through the slow periods!

PROVIDE NO-RISK FINANCING TO YOUR CUSTOMERS!

Don’t lose potential jobs because you don’t offer financing, and don’t give your profits to a lender!

SHORT ON FUNDS? PAYROLL FUNDING CAN HELP!

Short term funding to help meet payroll costs is vital to many small businesses. Avoid the high costs associated with uncollateralized business loans! Low cost, short term funding designed to help business owners meet their payroll obligations.

NO-RISK PAYROLL ADVANCES

94% of all employers have been asked to provide payroll advances at one time or another. ERMA has partnered with an ethical provider of up to 50% of your employee’s payroll with ZERO risk to the employer and a simple, low cost to employees. Don’t let your employees drag your business into a financial hole!